Help to Buy Valuations Made Simple.
We provide professional Help to Buy valuations across the Midlands, helping homeowners meet Homes England requirements with clear advice and prompt reporting.
Your Help to Buy Questions Answered
If you’re selling your property, repaying your equity loan, or remortgaging, you’ll usually need a formal Help to Buy valuation prepared by an independent RICS-qualified surveyor. At Midland Home Surveys, we provide RICS Red Book Help to Buy valuations that meet Homes England requirements, with clear reporting, straightforward guidance, and fast turnaround times. Below you’ll find answers to the most common questions about the Help to Buy valuation process, including validity periods, extensions, fees, and what to expect during the inspection.
A Help to Buy valuation is a RICS Red Book valuation required by Homes England when you are:
Repaying your equity loan
Selling your property
Remortgaging
The valuation must be completed by an independent RICS-qualified surveyor.
Repaying your equity loan
Selling your property
Remortgaging
The valuation must be completed by an independent RICS-qualified surveyor.
Help to Buy valuations are typically valid for 3 months from the date of inspection. If the valuation expires before completion of your transaction, Homes England may require an updated report.
As Help to Buy valuations are only valid for 3 months, timing can be important.
When selling a property, we generally advise clients to wait until the buyer’s searches have been completed before arranging the valuation. Whilst not guaranteed, this is often a good indication that the transaction is progressing smoothly and is more likely to complete within the valuation validity period.
Booking too early can increase the risk of the valuation expiring before completion, which may result in additional extension or reinspection fees.
When selling a property, we generally advise clients to wait until the buyer’s searches have been completed before arranging the valuation. Whilst not guaranteed, this is often a good indication that the transaction is progressing smoothly and is more likely to complete within the valuation validity period.
Booking too early can increase the risk of the valuation expiring before completion, which may result in additional extension or reinspection fees.
In some circumstances, the valuation can be extended.
Extensions are generally only possible within the final two weeks before the report expires. The valuation can normally be extended by either 1 month or 3 months, depending on your requirements.
You must request the extension within 14 days of the expiry date of the original report. You must also complete your transaction within the chosen extension period, otherwise a new valuation inspection and report may be required.
Please contact us for current extension fees and eligibility.
Extensions are generally only possible within the final two weeks before the report expires. The valuation can normally be extended by either 1 month or 3 months, depending on your requirements.
You must request the extension within 14 days of the expiry date of the original report. You must also complete your transaction within the chosen extension period, otherwise a new valuation inspection and report may be required.
Please contact us for current extension fees and eligibility.
Our Help to Buy valuation fee will be confirmed at the time of quotation. The fee includes:
Property inspection
RICS Red Book valuation report
Submission-ready valuation document suitable for Homes England
Property inspection
RICS Red Book valuation report
Submission-ready valuation document suitable for Homes England
We aim to return Help to Buy valuation reports promptly following the inspection, typically within 2 working days.
Once completed, the valuation report is sent directly to you within 5 working days of the inspection date. It is then your responsibility to submit the report to Homes England or the relevant Help to Buy administrator as part of your transaction.
Yes. Internal access to the property is required in order to complete the inspection.
We will normally ask for:
Property address
Your contact details
Whether the valuation is for sale, repayment, or remortgage
Details of any significant improvements carried out to the property
Property address
Your contact details
Whether the valuation is for sale, repayment, or remortgage
Details of any significant improvements carried out to the property
Certain improvements may be considered where appropriate. However, Homes England rules can vary depending on the type of work undertaken. You should retain any supporting documentation relating to improvements or alterations.
Yes. Help to Buy valuations are undertaken in accordance with RICS Red Book standards. Learn more at RICS
You can contact Midland Home Surveys Ltd by telephone, email, or via our website contact form to arrange a quotation and booking.